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"Establishing their own wealth management subsidiaries is one of the steps taken by banks to make a transition in terms of asset management. What is more challenging for the reform is how the customers will react to the switch of wealth management products from the expected returns model to the net asset value model, which does not guarantee the return of principal and interest," he said.

"Everything in the cockpit was floating in the air. Most of the equipment malfunctioned ... and I couldn't hear the radio. The flight was shaking so hard I could not read the gauges," he said.

"Failure does not bother me as much as before," Zhang said. "Whatever will be, will be."

"Farmers are price takers not price makers. We get paid the price that people are willing to pay for our products," he said.

"E-commerce platforms in this case have played an important role to reach out to the consumers," he said, adding China is one of its high-priority markets. The firm will continue to invest and launch new products in the country.